Story guides
Billionaire Club guide: entry, fees and high-stakes deals
Check the billion-baht cash requirement, membership costs and risks before accepting the invitation.
When does the invitation appear?
The club belongs to the ordinary-life route. You must be at least 22 and have at least ฿1,000,000,000 in cash. Property value alone does not satisfy the cash check. Magic-school characters do not enter this branch, and conditions such as imprisonment or bankruptcy can prevent participation.
At the invitation you may join, ask to be contacted again in three years, or decline for this life. The club is optional, not a required step toward a good ending.
Budget for membership
| Cost | Current rule |
|---|---|
| Entry fee | ฿10,000,000 |
| Annual fee | 0.2% of cash |
| Minimum annual fee | ฿2,000,000 |
| Maximum annual fee | ฿20,000,000 |
For example, ฿2 billion in cash implies a ฿4 million annual fee before other cash changes. Check the balance at the time of the actual charge. New major deals are generally spaced about two years apart, with other membership events between them.
What opens inside the club?
Eight main deal chapters cover access to the inner circle, hospitals, ports, acquisitions, market shocks, technology, listing and legacy. Five connected story routes involve mafia partners, political backers, venture capital, a strange cult and club secrets. Each of those routes has three episodes.
Members can also encounter auction problems, yacht trouble, a switched phone, an emergency at a dinner, leaked material and other events. These are conditional stories, not a checklist every member will complete.
Read the downside before choosing the stake
Deals show the money at stake and any guarantee or possible additional liability. Some offer an aggressive option using 70% of available cash. That is exposure, not a promise of profit. A losing deal can leave debts beyond the initial stake if its terms include a guarantee.
A recurring rival can intervene before a deal closes. Rumors, a poached executive, regulatory attention, a withdrawing partner or a market shock can prompt another decision. Earlier success does not remove that risk.
Leaving does not erase the past
Membership can end through your choices, financial distress or bankruptcy. New deals may stop, but existing debts, evidence and cases can remain. Keep membership fees separate from the amount you are willing to risk, and review both cash and debt after each result.
Wealth contributes only part of the ordinary-life score. Health, happiness, relationships and responsibility still matter after you become a billionaire.
Understand ending scores · Inheritance and the next generation · Start a life
Cover: an original story illustration inspired by the game, not an in-game screenshot.